The Fraction blog

We are thrilled to announce our expansion to Alberta!

Check the status of your deals, upload documents, make changes to applications, and earn points for prizes—all on the go.

Losing a job is never easy — especially when you have a mortgage and bills to pay. Thankfully, you have many solutions at your disposal to protect your home.

It’s increasingly common for families to gift their children money to help with a down payment. However, the process in Canada isn’t as clear-cut as it may seem

There are a number of retirement-friendly renovations that can make your space fit your needs better while saving you money in the long run.

If your goal is to maximize your Canada Pension Plan benefits in retirement, prepare to wait a little bit longer.

If inflation and higher interest rates are making it hard to afford your mortgage, there are ways to make these payments more manageable.

We asked real people what gifts they would appreciate at their retirement party. According to their responses, these are the best retirement gifts.

Both products allow Canadian homeowners to tap home equity with no monthly payments. So what's the difference between Fraction and a reverse mortgage?

Here’s what you need to know about the different types of liens and how they affect you.

Using home equity to buy a second home is a great way for homeowners to access built-up equity for a rental or vacation property without selling their homes.

Here are three quick, easy, and low-cost home upgrades you can do this month to help increase your home appraisal amount before apply for a refinance.

We've raised $20 million to fuel our expansion into the US market and to continue building out our product offerings.

With great joy and excitement, we announce that Fraction has been named the Canadian Lenders Association’s Mortgage Lender of the Year!

Home equity loans and HELOCs are loans secured against a borrower's property. They have a lot in common, but it's important to understand their differences.

This article outlines the key differences between a home inspection and an appraisal, and what you should know before getting either one of them.

Wherever you are in your homeownership journey, it's important to understand the concept of "home equity" and what it means for your financial situation.

This article explores home equity options that could help you endure financial uncertainty during your retirement years.

Conversations about money can be challenging. Here is how to have the conversation with anyone in your life.

Whether it’s a busted sewer line, broken air-conditioner or leaky roof, unexpected home repairs never come at a convenient time.

Thinking of purchasing a second home? Here are three things you need to know before you jump in — with some fast facts for funding your new home purchase.