Put your mortgage payments on pause.

Taking out a Fraction mortgage changed our lives. It has helped us immensely. The staff and the process was amazing. Really appreciated everything about it.

Fraction have been a pleasure to deal with! Everything explained and ended up exactly as such! Very pleased to deal with them and its been one of the best moves of my life, considering my situation. Excellent service and I'm very pleased.

We are very pleased with Fraction. They were easy to deal with and very knowledgeable in answering our questions. We were always able to talk to a "real" person, not an answering machine. There has been no hassle from the company since we started. They let us know they are available if we need them.

Very professional and easy to deal with. Walked you through the whole process with ease. Any questions asked answered with patience

Professional, very efficient group of individuals assisted us in every way throughout the process. And we just paid it back so all wonderful on our part. But to be honest it was necessary and we pondered it for awhile although a good decision though and we still had funds available and spent it very wisely.

Relatively simple process, with good people to explain and help along the way. The closing and handling by lawyers, and funding dates, could use some fine-tuning, but all in all, a clear and simple process. Thanks Fraction.

They helped me get through the process very easily and explained every step of the way

The team at Fraction were very helpful, answered all my questions and explained fully the differences between a fractional mortgage and a reverse mortgage. For my situation it was a very easy decision and would highly recommend any senior who is house rich but cash poor to look into what they have to offer. A great way to access your homes equity without moving!

Found Fraction to be honest, upfront, fast, and available to answer questions. We would highly recommend them.

They helped us stay in our home. Explained everything in detail.

Friendly staff to deal with, lots of work to get started and quickly received the money. Once you receive your money it's quite simple. It's been great dealing with the team at Fraction.

Obtaining our mortgage was straightforward, seamless, and bought us much-needed time. We highly recommend Fraction.

We were very thankful that our mortgage broker introduced us to Fraction as otherwise we would not have been able to re-enter home ownership. Although this is a temporary solution as it will cost quite a bit more in the end, it was the only way for us to get a mortgage and we are happy that it was an option at the time.

Excellent service. Everything was executed perfectly great communication skills with fraction in my mortgage broker and lawyers it certainly has given me great comfort to have switched to fraction. The product that fraction offered me was the perfect solution I am so happy that I made this choice.

I find this product (being able to access equity and not having to make monthly payments) as ideal for my financial situation at the present time. The process was extremely seamless to follow, and the human interaction was cordial and efficient.

We found Fraction through our broker. What an amazing product! We are mortgage free and purchased a 2nd property but weren't prepared to start making huge mortgage payments again. This worked perfectly for us.

My family and I were able to tap into the value in our home, which was not available to us through standard lenders/banks. So far our expected interest rate is holding as the central bank tackles inflation and raises rates. This innovative product allowed us to get into a home we own and bought us time to get our financial circumstance to where we could access traditional lending. Just what we needed when we needed it

I still can’t believe this incredible deal I got which made it possible to purchase my retirement dream home. I have been telling everyone I know about Fraction and recommending you. Thank you so much Daniel and all the professional at Fraction! I look forward to doing more business with you in the future.

Fraction has been the light at the end of the tunnel for me, at least for now and i look forward to a longer relationship

“...Fraction offered us an opportunity that was best for us at this point in our 73-year-old lives, and with the house that we're living in. We're hoping for continued appreciation of our home over the next 5 years, so that this deal will turn out to be a 'win-win' for us, as well as for Fraction. They managed to come up with a brilliant mortgage product, that segues perfectly into what the current mortgage market does NOT offer.”

From start to finish, my experience was no less than stellar. They explained the process, the paperwork, what was going to happen from point to point. Saki was a great guy to deal with and was very understanding of my specific issues and how to overcome them. Highly recommend dealing with Fraction if you are looking for this type of mortgage.

I'm so grateful for fraction, it came right when I needed it. I didn't have to wait till I was 55 years old, I am currently 50. They were helpful and quick, they answered all my questions quickly and in detail. I will definitely do business with them again in the future. Fraction has given me the chance to live my dream life! Thank you Fraction.

I have been dealing with Fraction for about 6 months now and have 5 properties with them. They have helped my husband and I realize our dreams of owning 5 properties. Using the equity in our homes we are able to renovate the properties to our liking. This benefits both Fraction and ourselves by increasing the value of the homes. It's a win, I win!